

We make it easy to switch to Access because we can help cover your transfer fees* and offer great rates with tailor-made mortgage solutions that work for you.
When you transfer your mortgage to Access, we cover up to $1,000 in transfer fees such as:
Title Insurance Fees
We'll cover the First Canadian Title fee which registers your mortgage so you don't need a lawyer.
Discharge Fees
Your current financial institution must give up the rights to your property and will charge a discharge fee.
Property Appraisal Fees
We may require a property appraisal to determine the value of your home.
Get a mortgage rate that aligns with your life.
4.09%
4.19%
3.95%
Rates subject to change without notice.
Why choose Access Credit Union?

120-day rate guarantee
Shop for your new home at ease knowing your mortgage rate is guaranteed for 120 days. If rates go down, you’ll get the lowest rate for your chosen term.

Flexible payment arrangements
Six-month to five-year fixed rate terms, variable rate mortgages, and weekly to monthly payment schedule options available.

Expert advice on your schedule
We are available outside of normal hours - including evenings and weekends - to suit your schedule and make your experience comfortable and easy.
Mortgage advice from mortgage experts
The more you know about mortgages, the more you can make your mortgage work for you.