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Switching is a piece of cake.
Switch your mortgage to Access Credit Union

We make it easy to switch to Access because we can help cover your transfer fees* and offer great rates with tailor-made mortgage solutions that work for you.

When you transfer your mortgage to Access, we cover up to $1,000 in transfer fees such as:

Title Insurance Fees

We'll cover the First Canadian Title fee which registers your mortgage so you don't need a lawyer.

Discharge Fees

Your current financial institution must give up the rights to your property and will charge a discharge fee.

Property Appraisal Fees

We may require a property appraisal to determine the value of your home.

Book an appointment with a mortgage specialist today!

Get a mortgage rate that aligns with your life.

 
5-YEAR FIXED

4.09%

 
3-YEAR FIXED

4.19%

 
VARIABLE CLOSED

3.95%

Rates subject to change without notice.

Why choose Access Credit Union?

120-day rate guarantee

120-day rate guarantee

Shop for your new home at ease knowing your mortgage rate is guaranteed for 120 days. If rates go down, you’ll get the lowest rate for your chosen term.

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Flexible payment arrangements

Six-month to five-year fixed rate terms, variable rate mortgages, and weekly to monthly payment schedule options available.

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Expert advice on your schedule

We are available outside of normal hours - including evenings and weekends - to suit your schedule and make your experience comfortable and easy.

Book an appointment with a mortgage specialist today!

Mortgage advice from mortgage experts

The more you know about mortgages, the more you can make your mortgage work for you.

Variable or fixed-rate mortgages

Variable or fixed-rate mortgages

Learn which option is right for you.

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How to calculate your mortgage payments.

How to calculate your mortgage payments

Determine your monthly mortgage payment options.

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How to switch your mortgage

How to switch your mortgage

Find out the easy steps to move your mortgage to Access.

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