120-day rate guarantee
Shop for your new home with ease knowing your mortgage rate is guaranteed for 120 days, even if rates go up. If rates go down, you’ll get the lowest rate for your chosen term.
Expert advice on your schedule
We are available to meet with you in person, by phone, or online.
Flexible payment options
Six-month to five-year fixed rate terms, variable rate mortgages, and weekly to monthly payment schedule options are available.
Fixed and variable rates
Access offers a range of different options to best suit your needs.
Home equity line of credit
Use the equity you've built up in your home as a secured line of credit.
Competitive interest rates
Access offers some of the most competitive rates around.
Debt consolidation loans
Take your debt and combine it into one payment to easily manage your payments.
Purchase Plus Improvements
Found your dream home but it needs some renovations? Include those costs in your mortgage.
Builder's Mortgage
Looking to build a new home? Pay for it in stages as it is being built.
Let us help you finance the home of your dreams!
We make the process easy and our lenders will be there to support you every step of the way.
Why choose Access Credit Union?
120-day rate guarantee
Shop for your new home at ease knowing your mortgage rate is guaranteed for 120 days. If rates go down, you’ll get the lowest rate for your chosen term.
Member Rewards
Access members are true owners of the organization and are eligible to share in the annual profits through our Member Rewards program.
Expert advice on your schedule
We are available outside of normal hours - including evenings and weekends - to suit your schedule and make your experience comfortable and easy.
Plus, we can provide you with comfortable payment plans to fit your needs!
How to include renovation costs when buying a home
Include renovation costs with a Purchase Plus Improvements Mortgage.
What is a Builder's Mortgage?
Thinking of building a new home? We got you covered.
How to calculate your mortgage payments
Determine your mortgage payment options.