greencheck_73x67120-day rate guarantee 

Shop for your new home with ease knowing your mortgage rate is guaranteed for 120 days, even if rates go up. If rates go down, you’ll get the lowest rate for your chosen term. 

greencheck_73x67Expert advice on your schedule

We are available to meet with you in person, by phone, or online. 

greencheck_73x67Flexible payment options

Six-month to five-year fixed rate terms, variable rate mortgages, and weekly to monthly payment schedule options are available.


greencheck_73x67Fixed and variable rates

Access offers a range of different options to best suit your needs.

greencheck_73x67Home equity line of credit

Use the equity you've built up in your home as a secured line of credit.

greencheck_73x67Competitive interest rates

Access offers some of the most competitive rates around.


greencheck_73x67Debt consolidation loans

Take your debt and combine it into one payment to easily manage your payments.

greencheck_73x67Purchase Plus Improvements

Found your dream home but it needs some renovations? Include those costs in your mortgage.

greencheck_73x67Builder's Mortgage

Looking to build a new home? Pay for it in stages as it is being built.

Book an appointment online
*Rates are subject to change at any time without notice.
View All Mortgage Rates

Let us help you finance the home of your dreams!

We make the process easy and our lenders will be there to support you every step of the way.


It's moving day!

1.  Book a meeting

  • Simply book a meeting with one of our lenders when it is convenient for you. Choose your preferred branch location to meet in person, or you can meet virtually or by phone. We are where you need us to be.

Book an appointment online.

2.  Get pre-approved

  • Your lender will work with you to get pre-approved for your mortgage. Your finances will be evaluated and will determine what you can afford for your new home.


Apply now to get pre-approved

3.  Shop for your new home

  • Now’s the fun part, it’s time to start shopping with your realtor! Once you find the right house, make an offer, and it’s accepted, your lender will finalize your mortgage and work with the realtor and lawyer to transfer the house to you.

Download our Mortgage Guide

Why choose Access Credit Union?

120 Day rate guarantee

120-day rate guarantee

Shop for your new home at ease knowing your mortgage rate is guaranteed for 120 days. If rates go down, you’ll get the lowest rate for your chosen term. 

Member Rewards

Member Rewards

Access members are true owners of the organization and are eligible to share in the annual profits through our Member Rewards program.

On your schedule

Expert advice on your schedule

We are available outside of normal hours - including evenings and weekends - to suit your schedule and make your experience comfortable and easy.


Plus, we can provide you with comfortable payment plans to fit your needs!

Book an appointment online

Mortgage advice from our mortgage experts

The more you know about mortgages, the more you can make your mortgage work for you.

Purchase Plus Improvements mortgage

How to include renovation costs when buying a home

Include renovation costs with a Purchase Plus Improvements Mortgage.

Read More

Builder's Mortgage

What is a Builder's Mortgage?

Thinking of building a new home? We got you covered.

Read More

How to calculate your mortgage payments

How to calculate your mortgage payments

Determine your mortgage payment options.

Read More