

With an Access mortgage, you can shop with confidence with a hassle-free pre-approval process. Plus, get the flexibility to make payments on your schedule and within your budget.



Get a mortgage rate that aligns with your life.
4.09%
4.19%
3.95%
Let us help you finance the home of your dreams.
We make the process easy and our lenders will support you every step of the way.
Book a meeting
Simply book a meeting with one of our lenders when it’s convenient for you. Choose your preferred branch location to meet in person, or you can meet virtually or by phone. We are where you need us to be.
Get pre-approved
Your lender will work with you to get pre-approved for your mortgage. Your finances will be evaluated and will determine what you can afford for your new home.
Shop for your new home
Now’s the fun part, it’s time to start shopping with your realtor! Once you find the right house, make an offer, and it’s accepted, your lender will finalize your mortgage and work with the realtor and lawyer to transfer the house to you.
Why choose Access Credit Union?

120-day rate guarantee
Shop for your new home at ease knowing your mortgage rate is guaranteed for 120 days. If rates go down, you’ll get the lowest rate for your chosen term.

Flexible payment arrangements
Six-month to five-year fixed rate terms, variable rate mortgages, and weekly to monthly payment schedule options available.

Expert advice on your schedule
We are available outside of normal hours - including evenings and weekends - to suit your schedule and make your experience comfortable and easy.
Mortgage advice from mortgage experts