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Your tailor-made mortgage is here for you at Access Credit Union!

With an Access mortgage, you can shop with confidence with a hassle-free pre-approval process. Plus, get the flexibility to make payments on your schedule and within your budget.

Flexibility
120-day rate guarantee
Shop for your new home with ease knowing your mortgage rate is guaranteed for 120 days, even if rates go up. If rates go down, you’ll get the lowest rate for your chosen term.
 
Expert advice on your schedule
We are available to meet with you in person, by phone, or online.
 
Flexible payment options
Six-month to five-year fixed rate terms, variable rate mortgages, and weekly to monthly payment schedule options are available.
Options
Fixed and variable rates
Access offers a range of different options to best suit your needs.
 
Home line of equity
Use the equity you've built up in your home as a secured line of credit.
 
Competitive interest rates
Six-month to five-year fixed rate terms, variable rate mortgages, and weekly to monthly payment schedule options are available.
Solutions
Debt consolidation loans
Take your debt and combine it into one payment to easily manage your payments.
 
Purchase Plus Improvements
Found your dream home but it needs some renovations? Include those costs in your mortgage.
 
Builder's Mortgage
Looking to build a new home? Pay for it in stages as it is being built.

Book an appointment with a mortgage specialist today!

Get a mortgage rate that aligns with your life.

 
5-YEAR FIXED

4.09%

 
3-YEAR FIXED

4.19%

 
VARIABLE CLOSED

3.95%

Let us help you finance the home of your dreams.

We make the process easy and our lenders will support you every step of the way.

Book a meeting

Simply book a meeting with one of our lenders when it’s convenient for you. Choose your preferred branch location to meet in person, or you can meet virtually or by phone. We are where you need us to be.

Get pre-approved

Your lender will work with you to get pre-approved for your mortgage. Your finances will be evaluated and will determine what you can afford for your new home.

Shop for your new home

Now’s the fun part, it’s time to start shopping with your realtor! Once you find the right house, make an offer, and it’s accepted, your lender will finalize your mortgage and work with the realtor and lawyer to transfer the house to you.

Why choose Access Credit Union?

120-day rate guarantee

120-day rate guarantee

Shop for your new home at ease knowing your mortgage rate is guaranteed for 120 days. If rates go down, you’ll get the lowest rate for your chosen term.

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Flexible payment arrangements

Six-month to five-year fixed rate terms, variable rate mortgages, and weekly to monthly payment schedule options available.

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Expert advice on your schedule

We are available outside of normal hours - including evenings and weekends - to suit your schedule and make your experience comfortable and easy.

Mortgage advice from mortgage experts

What you need for mortgage pre-approval.

What you need for a mortgage pre-approval

Be prepared with the documents you will need.

Read More

How to calculate your mortgage payments.

How to calculate your mortgage payments

How to determine your monthly mortgage payment options.

Read More

Where to start when buying your first home.

Where to start when buying your first home

Follow these steps for buying your first home.

Read More