Access specializes in new construction and offers a Builder’s Mortgage to help you get it done. You will have direct contact with a Mortgage Specialist to answer all your questions during the build process, a quick in-house approval process, and your interest rate will be locked in.
Though no two construction projects are the same, we will consider the value of the land, the purchase price, and the cost of materials as well as the appraised value in determining the necessary down payment and payment terms.
Once construction is underway, you will be required to make regular interest payments on the funds that have been advanced, according to the completion stage of your home.
When construction is complete and the mortgage is fully advanced, regular principal and interest payments begin.
Book an appointment with a mortgage specialist today!
Get a mortgage rate that aligns with your life.
5-YEAR FIXED
4.09%
3-YEAR FIXED
4.19%
VARIABLE CLOSED
3.95%
Rates subject to change without notice.
Why choose Access Credit Union?
120-day rate guarantee
Shop for your new home at ease knowing your mortgage rate is guaranteed for 120 days. If rates go down, you’ll get the lowest rate for your chosen term.
Flexible payment arrangements
Six-month to five-year fixed rate terms, variable rate mortgages, and weekly to monthly payment schedule options available.
Expert advice on your schedule
We are available outside of normal hours - including evenings and weekends - to suit your schedule and make your experience comfortable and easy.
Book an appointment with a mortgage specialist today!
Mortgage advice from mortgage experts
The more you know about mortgages, the more you can make your mortgage work for you.
