Local mortgage experts. Comfortable payment plans.

Whether renovating, remodeling, building, or looking to buy new, Access Credit Union’s mortgage experts will help you find your way home.

New to mortgages?

Download our free Facts About Mortgages guide.

Do you qualify for a mortgage?  How long will you be paying it off? We’ll help you answer all these questions and more to ensure your mortgage fits your needs.

Download Mortgage Guide

Where you need us to be, in your community.

Local Decisions

local lending from mortgage specialists

With lending decisions made by fellow members who are also your neighbours, you’ll know we have your best interests at heart.

Community Growth

community growth - access donating a large cheque

While you plant roots in your neighborhood, we'll help it flourish by funding building projects, sports teams, and community events.

Family-Like Feel

couple with child in home

You’ll be treated like family with great rates, quick pre-approvals, and comfortable payments. You’ll feel right at home with Access.

Current Rates

*Rates subject to change without notice.

5-Year Variable Closed 



5-Year Fixed Closed 


Variable Open

Calculate Mortgage

Why choose Access Credit Union?

Advice on
Your Schedule


We’re available to discuss your financing options at a time and place that suits you—evenings, weekends … whenever!

Cash Back
Member Rewards


As a member-owner of the credit union, you’re eligible to share in the annual profits through our Member Rewards program.

Payment Plans


Six-month to five-year fixed rate terms, variable rate mortgages, and weekly to monthly payment schedule options available.

Get pre-approved in 24 hours!

Simplify the process and pre-qualify for your dream home.

Use our online form and our lenders will conduct a full pre-approval process including a credit check, income confirmation, and down payment verification.

Get Pre-Approved

Download our pre-approval checklist to learn what information you need for the pre-approval process. 

Pre-Approval Checklist

Ready to feel at home?

The entire Access mortgage process can be completed from the comfort of your home. Our specialists are also happy to meet you at a time and place of your convenience.

Submit your information and an Access mortgage specialist will get back to you within 24 hours.

Looking for mortgage advice?

The more you know about mortgages, the more you can make your mortgage work for you.
Here is some valuable information on some of the most-requested mortgage topics.