Don't miss a beat with expert, worry-free mortgage advice.

Our mortgage experts are here to help you whether you are renovating, building or looking to buy a new home.

Let us help you finance the home of your dreams!

Our Mortgage Options Include:


Access Mortgage

Flexible payment options and a hassle-free approval process.


Purchase Plus Improvements Mortgage

Include renovation costs as part of your mortgage when buying a home.


Builder's Mortgage

Build a new home and pay for it in stages as it is being built.





A Personalized Approcach

A Personalized Approach

We treat members like family, and work with your to discuss the facts, figures, and information needed to make informed financing decisions.

Expert Advice on your Schedule

Expert Advice on your Schedule

We are available outside of normal hoursincluding evenings and weekendsto suit your schedule and make your experience comfortable and easy.

Member Rewards

Cash Back with Member Rewards

Access members are true owners of the organization and are eligible to share in the annual profits through our Member Rewards program.

Comfortable Payment Plans

Comfortable Payment Plans

Six-month to five-year fixed rate terms, variable rate mortgages, and weekly to monthly payment schedule options are available.

Local Decisions

local lending from mortgage specialists

With lending decisions made by fellow members who are also your neighbours, you’ll know we have your best interests at heart.

Community Growth

community growth - access donating a large cheque

While you plant roots in your neighborhood, we'll help it flourish by funding building projects, sports teams, and community events.

Family-Like Feel

couple with child in home

You’ll be treated like family with great rates, quick pre-approvals, and comfortable payments. You’ll feel right at home with Access.


120 Day Rate Guarantee

Shop for your new home at ease knowing your mortgage is guaranteed for 120 days.


5-Year Residential Mortgage

*Rates subject to change without notice.

Calculate Mortgage

Contact us to get started.

The entire Access mortgage process can be completed from the comfort of your home. Submit your information and an Access mortgage specialist will get back to you within 24 hours.

Mortgage advice from our mortgage experts.

The more you know about mortgages, the more you can make your mortgage work for you.


How to include renovation costs when buying a new home

Sometimes a house may need some renovations to make it the home you want. Did you know that renovation costs can be rolled into your mortgage with a purchase plus improvement mortgage?

Read more


Building a new home

One of the first decisions you’ll face if you are building a new home is whether to buy land to build on right away or buy land to build on in the future. Read about the mortgage options for a new build.

Read more


Ten things to consider when choosing a home

Buying a home is a huge investment. Check out these factors that can help you find the perfect home for you and your family.

Read more


Visit our blog for additional mortgage resources.

The Facts About Mortgages guide will help you answer all of your mortgage questions and more, to ensure your mortgage fits your needs.

Download Free Mortgage Guide